Oct
11
The Cost of Debt
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Debt in Australia has reached an all time high. The average Australian owes twice as much now as they did ten years ago. Credit and store cards, mobile phones bills, petrol prices, interest rates and the general cost of living have all contributed to this situation. The social impact of debt is difficult to quantify [...]
Oct
11
Dealing with Debt Collectors
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If you have an overdue bill, you could expect a call or a letter from a debt collector. In the past, debt collectors earned a reputation for being threatening and intimidating. Whilst those days are more or less over, contact from a debt collector is not a pleasant experience. The debt collector’s job is to [...]
Oct
11
Credit Cards and Loans
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There are hundreds of credit cards on the market today offering rewards points, interest free periods, no annual fees and a whole host of incentives for you to join up and spend. Credit cards are an easy and efficient way to pay for goods and services however, unless spending is monitored closely, they can easily [...]